Grow Together
with Co-Operate
Two paths. One platform. Choose where you fit.
I'm a Mortgage
Professional
Loan Originator, Branch Manager, Data Analyst, AI Marketer, or Sales Assistant — we place you with a mortgage entity aligned to grow your volume.
- Volume-aligned placement
- Strategic employer matches
- Zero cost to candidates
I Want to Build a
Recruiting Business
Become a Co-Operator. Build your own recruiting enterprise — we provide the infrastructure, compliance, and compensation engine.
- Your own business, zero cost
- 7-tier compensation engine
- Full compliance framework
Grow Your Volume with the
Right Partnership
We place mortgage professionals with entities strategically aligned to increase your production — powered by the Co-Operate recruiting network and the value it brings to every partner.
Built for Long-Term Alignment
We match you with mortgage entities where the Co-Operate partnership creates strategic value — driving volume growth for you and your new team.
Loan Originators & Branch Managers
Producing LOs and branch leaders looking for AI-powered infrastructure to scale volume. Revolution handles compliance, processing, and lead intelligence — you focus on closing.
Review These RolesData Analysts & Engineers
Results-driven analysts and engineers who want to build the AI infrastructure powering mortgage origination. Work at the intersection of data science, financial modeling, and production-grade systems.
Review These RolesAI Marketers
Sales-focused marketers who understand AI-driven campaigns, conversion optimization, and borrower acquisition. Build the demand engine for originators scaling through this partnership.
Review These RolesSales Assistance
Licensed or non-licensed sales assistance professionals who want to work with modern AI tooling instead of legacy systems. Streamlined workflows. Clear career trajectory.
Review These RolesWe don't mass-submit resumes. We make intentional matches.
From First Conversation to
Long-Term Fit
Our process is designed around strategic alignment, volume growth, and a smooth transition.
Connect
Tell us your goals and production level — we'll match you with the right opportunity.
Strategic Review
We evaluate experience, production, team dynamics, and long-term objectives.
Targeted Introductions
We introduce you only to opportunities aligned with your goals and earning potential.
Placement & Transition
We navigate the offer, onboarding, and transition — ensuring a smooth start.
Why Work With
Co-Operate?
You have options. Here's why professionals choose us.
Strategic Volume Growth
We don't just place you — we place you where the Co-Operate recruiting network creates real value. Our employer partners gain access to a pipeline of talent, and you gain the infrastructure to grow your production significantly.
Mortgage-Only Focus
We specialize exclusively in mortgage and real estate. We understand production models, comp structures, compliance requirements, and team dynamics.
Leadership Access
We work directly with decision-makers and leadership teams — not transactional recruiters or HR gatekeepers. Your introduction goes to the top.
Zero Cost to You
There is no fee to apply, be placed, or participate. We are compensated by employer partners — never by candidates.
Questions from
Mortgage Professionals
Is my application really confidential?
Yes. We never share your information with any employer without your explicit approval. No blind submissions, no public job boards, no data sharing. Your current employer will not be contacted.
Do you only place top producers?
We place across a wide production range. At the producer level, our typical placements range from $8M to $200M per year. At the branch and division level, scale can be significantly higher. What matters is alignment — your goals, culture fit, and trajectory matter as much as volume.
What markets do you cover?
We cover all markets across the United States with the exception of New York. Our employer partners include retail lenders, wholesale shops, correspondent lenders, and independent brokerages nationwide.
Do I have to be actively job searching?
Not at all. Many of our placements come from professionals who weren't actively looking but were open to the right opportunity. Reaching out opens a conversation — it doesn't commit you to anything.
Is there a fee for candidates?
Never. There is zero cost to apply, be placed, or participate. Co-Operate is compensated by employer partners.
See How It Works —
Mortgage Webinar
Join a live session to learn how Co-Operate places mortgage professionals with entities aligned to grow their production. Ask questions, meet the team, and see if it's the right fit.
Your Next Move Should
Grow Your Production.
We place you with a mortgage entity aligned to increase your volume — backed by the strategic value of the Co-Operate recruiting network.
Start the Conversation
Build Your Own
Recruiting Enterprise
You bring the relationships and industry knowledge. We provide the infrastructure, compliance framework, and compensation engine. Zero cost to start. Zero cost to operate.
Four Steps to
Your Recruiting Business
Co-Operate removes the barriers. You don't need capital, infrastructure, or a compliance team — just relationships and drive.
Live Webinar or Recording
Join a live webinar or watch the recording to understand the Co-Operate opportunity, compensation model, and how it all works.
Register for WebinarOnboard
Form your LLC, obtain E&O insurance, and sign the Co-Operate contractor agreement. We guide you through every step.
Recruit
Identify and recruit mortgage professionals for placement. Build your own downline of Co-Operators who recruit under you.
Earn
Earn 70% on your direct placements and a share of up to 7 tiers deep. Compensation is automated, transparent, and tied to verified work.
What You Get vs.
What You Bring
What Co-Operate Provides
- Compliance framework & legal structure
- 7-tier compensation engine (automated)
- DriveX platform (tracking, reporting, audit)
- Employer partnerships & placement pipeline
- Training, onboarding, ongoing support
- Your own affiliate site & brand presence
What You Bring
- Industry relationships & network
- Knowledge of mortgage or real estate
- Motivation to build & recruit
- An LLC or willingness to form one
- E&O insurance (or willingness to obtain)
Build Your Own Income Model
Drag the sliders. Based on $325K avg loan, 42.5 bps Contractor Fee, 70/30 split.
Visualize Your Enterprise
Same numbers from your income model above — now see the people behind them. Every node is a real person producing real revenue.
Adjust sliders in the income model above — this visualization updates automatically.
Why Build With
Co-Operate?
You could recruit on your own. Here's why you'd build inside our framework instead.
Compliance Is Built In
Multi-tier recruiting in mortgage faces RESPA and FTC scrutiny. Our framework was built from day one to satisfy both. Every service is documented, every payout tied to verified work product.
Infrastructure Provided
DriveX platform, automated compensation, employer partnerships, tracking and reporting — you don't build any of this. It's ready on day one.
Compounding Revenue
Every placement in your network — direct or downline — generates revenue. As your network grows, your earning potential compounds across 7 tiers without additional effort on each placement.
Zero Overhead
No office, no employees, no technology stack to maintain. You operate as an independent contractor with the full backing of Co-Operate's infrastructure. All upside, no fixed costs.
Learn from the best.
The people behind Co-Operate have spent decades in the trenches of real estate and mortgage — building enterprises, leading thousands of agents, and crushing expectations. They'll help you do the same.
Tony Grothouse
Founder & CEO, G26x
Founded and leads G26x, the Grothouse family holding company. Spent his career building mortgage enterprises, now driving AI research, strategic consulting, and intelligence platforms. Built Co-Operate to give industry connectors the infrastructure they've always needed.
Al Stasek
eXp ICON Agent · Co-Founder, Honey Badger Nation
Co-founded Honey Badger Nation at eXp Realty — one of the largest agent organizations in the industry with 12,000+ agents. eXp ICON Award recipient. Pioneer Co-Operate member who knows exactly what it takes to build and scale a network from the ground up.
Jay Kinder
Former #2 Worldwide, Coldwell Banker · Co-Founder, NAEA
Ranked #2 agent worldwide at Coldwell Banker by age 27. REALTOR Magazine Top 30 Under 30. Co-founded the National Association of Expert Advisors (40,000+ agents). Pioneer Co-Operate member who co-leads Honey Badger Nation at eXp Realty.
Questions from
Future Co-Operators
Do I need recruiting experience?
No formal recruiting experience is required. What matters is your network and relationships within the mortgage or real estate industry. Co-Operate provides training, tools, and the framework — you provide the connections.
What does it cost?
Zero. There is no buy-in, no monthly fee, and no inventory. You will need an LLC and E&O insurance (standard for independent contractors), but there are no Co-Operate fees to join or operate.
How does compensation work?
When a mortgage professional is placed through Co-Operate, a Contractor Fee is generated. 70% goes to you as Direct Compensation and 30% is distributed across up to 7 tiers of the upline network as the Network Growth Allocation. Every dollar is tied to a documented, verified service. Full details at joincooperate.com/opportunity.
Is this an MLM?
No. There is no enrollment fee, no product inventory, and no compensation for recruiting alone. Every dollar paid is tied to a verified, documented service — the successful placement of a mortgage professional. The structure is designed to comply with RESPA Section 8 and FTC Act requirements. Full compliance details at joincooperate.com/compliance.
Can I do this part-time?
Yes. Many Co-Operators start part-time while maintaining their primary role. There are no minimum volume requirements. You build at your own pace.
If an LO I placed recruits another LO, can they join my network?
Yes. The new LO can be placed under your Co-Operate entity and immediately become part of your retention network. All gated services are required within deadlines to be compensated.
If a placed recruit brings on another LO or refers a group, can we pay them through Co-Operate?
No. This is a lender-based decision. Typically the lender has a program in place to compensate a fee for referring other individuals into their organization. Co-Operate compensation only applies to placements made through the Co-Operate network.
How do Co-Operators track new hires and network growth?
Once an entity onboards with Co-Operate, they receive platform access to DriveX — the system that runs Co-Operate. Inside the portal, the entity and its team members have access to marketing material with their Network ID. Anyone they want to recruit on the lender side or the Co-Operate side needs to be guided through this funnel to be set up correctly for tracking and compensation.
See the Model —
Recruiting Webinar
30-minute online session with Al Stasek and Jay Kinder. See the compensation model, hear the math, ask every question. Then decide.
Ready to crush expectations?
Already attended the webinar? Start building your recruiting enterprise today.
Watch the Webinar
Register above to attend a live session with Al Stasek and Jay Kinder. See the model, hear the math, ask every question.
Register for a WebinarEnroll Now
You've seen the webinar. You've asked your questions. Skip the line and start building your recruiting enterprise today.
I'm In — Let's Go